Raleigh, North Carolina based Mortgage Bankers Franco and Barb Multari reveal mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give North Carolina residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

Raleigh, NC -- (SBWIRE) -- 11/10/2010 -- It seems like everyone in North Carolina is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

"With refinancing as popular as it is right now, North Carolina residents have to be even more careful about shopping for the best loan," says Barb Multari, a Raleigh, North Carolina based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

The Multari Team offers these tips when considering refinancing:

* You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

* Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

* Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

Raleigh, North Carolina - based mortgage expert Franco and Barb Multari specialize in providing mortgage information to North Carolina residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Franco and Barb are available for interviews and will welcome all your mortgage related questions.

Call 919-244-3964 for a Free No-Obligation Consultation or visit http://shopncmortgages.com

For more information on this press release visit: http://www.sbwire.com/press-releases/sbwire-63806.htm

Raleigh, North Carolina Based Mortgage Lender Franco Multari reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Raleigh, NC -- (SBWIRE) -- 03/18/2010 -- Raleigh North Carolina based Mortgage Expert finally reveals the secrets at a brand new website

http://www.shopncmortgages.com

This site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use to save time and money before and after you purchase your home.

If you&aposre planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in North Carolina or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

Here is just a small sample of the secrets revealed on this site...

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn&apost Want You To Know

Raleigh, North Carolina - based mortgage expert Franco Multari specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Franco Multari is available for interviews and will welcome all your mortgage related questions.

Call 919-342-4097 for a Free No-Obligation Consultation or visit

http://www.shopncmortgages.com

For more information on this press release visit: http://www.sbwire.com/press-releases/sbwire-40583.htm