Mortgage loan refinancing secrets revealed by Wareham, Massachusetts based Mortgage Broker, Tim Sturtevant, at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to help Massachusetts residents make an educated decision when obtaining a mass mortgage loan by giving them all the facts about mortgage loan refinancing.

Wareham, MA -- (SBWIRE) -- 02/17/2012 -- It seems like everyone in Massachusetts is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

"With refinancing as popular as it is right now, Massachusetts residents have to be even more careful about shopping for the best loan," says Tim Sturtevant, a Wareham, Massachusetts based mortgage loan consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

Sturtevant offers these tips when considering refinancing:

* Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

* Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

* You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

Wareham, Mass - based mortgage expert Tim Sturtevant specializes in providing mortgage information to Mass residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Tim Sturtevant is available for interviews and will welcome all your mortgage related questions.

Call 508.273.0422 for a Free No-Obligation Consultation or visit http://massmortgageloan.com

For more information on this press release visit: http://www.sbwire.com/press-releases/massachusetts/mortgage-expert/sbwire-127638.htm

Wareham, Massachusetts based Mortgage Broker Tim Sturtevant reveals mortgage refinancing secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give Massachusetts residents all the facts about mortgage refinancing so they can make an educated decision when obtaining a mortgage.

Wareham, MA -- (SBWIRE) -- 01/26/2012 -- It seems like everyone in Massachusetts is jumping on the mortgage refinancing bandwagon. Maybe you&aposre thinking about it yourself? After all, with rates as low as they are, the promise of lowering your monthly payments, sometimes significantly, is a great attraction for many homeowners.

But before you sign on the dotted line, there are a few things you should know about the way refinancing works so you don’t make a mistake that could wind up costing you big time.

"With refinancing as popular as it is right now, Massachusetts residents have to be even more careful about shopping for the best loan," says Tim Sturtevant, a Wareham, Massachusetts based mortgage consultant. "Even the most attractive offer can wind up being a disaster once you realize how much the loan is really costing you."

Sturtevant offers these tips when considering refinancing:

* You should get a significantly lower rate for refinancing to make sense. Don&apost rush to refinance unless it&aposs truly worth your while. If you&aposre working with a mortgage broker rather than going it alone, you can be assured that they&aposre bringing you the best offers out there. If you&aposre going it alone, you&aposll have to do the legwork for yourself.

* Consolidating unsecured debt with a refinance loan can be a dangerous idea. You may not be in financial trouble now, but if in a few years things change, instead of simply missing a credit card payment or two, you&aposll now be in danger of losing your home as well.

* Your credit score counts... big time. If you&aposve had credit problems in the past like a bankruptcy, it might make sense to wait a while for your credit score to recover before trying to refinance. Most lenders make it hard for people with less than perfect credit to get the best deals. But, again, if you choose to let an expert like a mortgage broker get involved in the process, they can often find loan options that most homeowners didn’t even know existed - which can save you thousands over the long haul.

Wareham, Massachusetts - based mortgage expert Tim Sturtevant specializes in providing mortgage information to Massachusetts residents that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Tim Sturtevant is available for interviews and will welcome all your mortgage related questions.

Call 508.273.0422 for a Free No-Obligation Consultation or visit http://massmortgageloan.com

For more information on this press release visit: http://www.sbwire.com/press-releases/massachusetts/mortgage-expert/sbwire-124327.htm

Wareham, Massachusetts Based Mortgage Lender Tim Sturtevant reveals mortgage secrets at a new web site that is full of free reports, a home buying guide and free mortgage calculators. The site is designed to give consumers all the facts so they can make an educated decision when obtaining a mortgage.

Wareham, MA -- (SBWIRE) -- 01/19/2012 -- Local Wareham Mortgage Lender Tim Sturtevant reveals the shocking truth at a new website that is full of free reports and free mortgage calculators.

"The only way for consumers to make an educated decision is to have all of the facts. Let&aposs face it most consumers are simply uneducated when it comes to obtaining the best mortgage product to fit their financial needs and goals." says Tim Sturtevant, a mortgage originator based in Wareham, Massachusetts.

For most consumers a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer&aposs monthly income.

Tim Sturtevant has put together a new website to finally allow consumers the ability to obtain all of the information they need to make an informed decision.

Here is a listing of some of the Insider Tips available at http://timsturt.com

*Little Known Secrets That Will Show You How To Improve Your Credit Score

*Important Terms You Must Know BEFORE Obtaining A Mortgage

*Tested and Proven Strategies For Building A Better Credit Record Faster and Easier

*The Top Mortgage Questions Borrowers Must Ask Before Applying For A Mortgage

*How To Finally Stop Renting And Own A Home Of Your Own

*How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit

*7 Things You Should NOT Do When Applying For A Home Loan

*12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn&apost Want You To Know

Wareham, Massachusetts - based mortgage expert Tim Sturtevant specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Tim Sturtevant is available for interviews and will welcome all your mortgage related questions.

Call 508.273.0422 for a Free No-Obligation Consultation or visit

http://www.timsturt.com

For more information on this press release visit: http://www.sbwire.com/press-releases/massachusetts/mortgage-expert/sbwire-123417.htm